Get paid with a QR code.

QR code payments in Canada, plus smart invoices that mark themselves paid. No terminal. No monthly fees.

No hardware3.4% + 30¢ per card paymentMade in BC

Everything you need

One app, from first quote to money in the bank.

QR payments

Show your code, customer scans and pays by card in seconds. No app needed on their side.

Smart invoices

Line items, GST/PST, due dates, notes. Every invoice carries its own QR pay code.

AI drafting

Describe the job in plain words; PayLeaf drafts editable line items and pricing.

Real-time paid updates

Invoices mark themselves paid the moment money lands. Push + email, instantly.

Branded PDFs

Your logo, GST/HST number and payment terms on every invoice. PAID stamp when settled.

Dashboard & reports

Live balance, full history, PDF receipts and reports, refunds from your phone.

What you don't have to buy

The hardware is a sheet of paper.

There is no reader to rent, pair or charge. You print your code once and it works for as long as the paper lasts.

Card terminal

Monthly rental, contract, another thing to charge overnight.

A printed QR code

Free to print, nothing to charge, replace it by printing another.

Invoices that pay themselves

Send it, and the invoice does the chasing.

Every PayLeaf invoice carries its own payment page. From the moment you send it to the moment it settles, nothing needs a follow-up text.

  1. Create

    Build the invoice in the app: customer, line items, taxes, due date. Or describe the work and let AI draft it.

  2. Send

    Share the branded PDF by WhatsApp, email or print. The QR pay code is printed right on it.

  3. They scan & pay

    The customer lands on a secure Stripe-powered payment page showing the exact invoice. Fixed amount, no typing, no e-transfer back-and-forth.

  4. Marked paid — automatically

    The moment payment lands: invoice flips to Paid, you get a push notification, your customer gets an email receipt, and it appears in your transaction history. No chasing. No reconciliation.

You do nothing at the last step. The invoice flips to Paid the moment the money lands, you get a push notification, and your customer gets their receipt automatically.

Double-payment protected— a settled invoice can't be paid twice.

Describe the work. AI writes the invoice.

Stop typing out line items after a long day.

Tell PayLeaf what you did in plain language and it drafts professional line items with reasonable pricing — the wording a customer expects to see, without you writing it.

It learns from your past invoices, so the descriptions and rates come back sounding like you, not like a template.

Nothing is sent or saved until you review it. AI drafts, you approve.

How it works

Take QR code payments in Canada the same afternoon.

No terminal to order, no installer to book. If you have a phone and a Canadian bank account, you have everything you need — here is how QR code payments work and what they cost.

Your customer scans the code on your sign and pays on their own phone. Stripe processes it and pays out to your bank account — PayLeaf never holds the money.
  1. Download PayLeaf

    Get the app from the App Store and create your account.

  2. Connect payouts

    Secure Stripe onboarding — money goes to your own bank account.

  3. Get paid

    Take your first payment or send your first invoice — in minutes.

Simple, honest pricing

You only pay when you get paid.

$0

per month

No subscription, no terminal rental, no minimums, no contract.

3.4% + 30¢

Card payments

Processing included — you keep about 96.5% on typical payments. Money in about 2 business days.

1.5%

Pay by bank

One all-in fee on invoices $250+ ($5 minimum). Keeps more of a big invoice.

You keep $96.30Fee $3.70, processing included
On a $100.00 card payment your customer is charged exactly $100.00 — no surcharge — and $96.30 reaches your bank. That is the whole story; there is no second bill.

Worked examples, a fee calculator and the fine print live on the pricing page.

FAQ

Questions vendors actually ask.

Nothing per month. A card payment is 3.4% + 30¢ all in, processing included — you keep about 96.5% on typical payments. Pay by bank is a flat 1.5% on invoices of $250 or more. No subscription, no terminal rental, no contract, and nothing at all in a month where you take no payments.

No. Your customer pays exactly the amount on the invoice or the sale. PayLeaf never adds a surcharge, convenience fee or rounding at checkout — the fee comes out of your side of the transaction, before payout.

Card payments settle immediately and Stripe pays out to your bank account in roughly two business days. Pay by bank is a pre-authorized debit, so it clears in three to five business days before the payout starts — slower, but cheaper on a large invoice.

No. You need a phone and a printed QR code. Your customer scans it and pays on their own phone — they don't need the app either. There is nothing to charge overnight, nothing to update, and nothing to replace when it goes missing.

No. PayLeaf is free to download and free to keep, there is no contract and no cancellation fee. You can stop using it, or delete your account entirely, at no cost and without notice.

Stripe does. Every payment is processed by Stripe and paid out by Stripe directly into the bank account you connect during onboarding. PayLeaf is a business payment tool — not a bank, wallet or money-transfer service — and never holds your funds.

More on payouts, refunds, GST and Interac in the full FAQ.

Start getting paid today.