QR payments
Show your code, customer scans and pays by card in seconds. No app needed on their side.
QR code payments in Canada, plus smart invoices that mark themselves paid. No terminal. No monthly fees.
Everything you need
Show your code, customer scans and pays by card in seconds. No app needed on their side.
Line items, GST/PST, due dates, notes. Every invoice carries its own QR pay code.
Describe the job in plain words; PayLeaf drafts editable line items and pricing.
Invoices mark themselves paid the moment money lands. Push + email, instantly.
Your logo, GST/HST number and payment terms on every invoice. PAID stamp when settled.
Live balance, full history, PDF receipts and reports, refunds from your phone.
What you don't have to buy
There is no reader to rent, pair or charge. You print your code once and it works for as long as the paper lasts.
Card terminal
Monthly rental, contract, another thing to charge overnight.
A printed QR code
Free to print, nothing to charge, replace it by printing another.
Invoices that pay themselves
Every PayLeaf invoice carries its own payment page. From the moment you send it to the moment it settles, nothing needs a follow-up text.
Build the invoice in the app: customer, line items, taxes, due date. Or describe the work and let AI draft it.
Share the branded PDF by WhatsApp, email or print. The QR pay code is printed right on it.
The customer lands on a secure Stripe-powered payment page showing the exact invoice. Fixed amount, no typing, no e-transfer back-and-forth.
The moment payment lands: invoice flips to Paid, you get a push notification, your customer gets an email receipt, and it appears in your transaction history. No chasing. No reconciliation.
Double-payment protected— a settled invoice can't be paid twice.
Describe the work. AI writes the invoice.
Tell PayLeaf what you did in plain language and it drafts professional line items with reasonable pricing — the wording a customer expects to see, without you writing it.
It learns from your past invoices, so the descriptions and rates come back sounding like you, not like a template.
Nothing is sent or saved until you review it. AI drafts, you approve.
How it works
No terminal to order, no installer to book. If you have a phone and a Canadian bank account, you have everything you need — here is how QR code payments work and what they cost.
Get the app from the App Store and create your account.
Secure Stripe onboarding — money goes to your own bank account.
Take your first payment or send your first invoice — in minutes.
Simple, honest pricing
$0
per month
No subscription, no terminal rental, no minimums, no contract.
3.4% + 30¢
Card payments
Processing included — you keep about 96.5% on typical payments. Money in about 2 business days.
1.5%
Pay by bank
One all-in fee on invoices $250+ ($5 minimum). Keeps more of a big invoice.
See the full breakdown →
Worked examples, a fee calculator and the fine print live on the pricing page.
FAQ
Nothing per month. A card payment is 3.4% + 30¢ all in, processing included — you keep about 96.5% on typical payments. Pay by bank is a flat 1.5% on invoices of $250 or more. No subscription, no terminal rental, no contract, and nothing at all in a month where you take no payments.
No. Your customer pays exactly the amount on the invoice or the sale. PayLeaf never adds a surcharge, convenience fee or rounding at checkout — the fee comes out of your side of the transaction, before payout.
Card payments settle immediately and Stripe pays out to your bank account in roughly two business days. Pay by bank is a pre-authorized debit, so it clears in three to five business days before the payout starts — slower, but cheaper on a large invoice.
No. You need a phone and a printed QR code. Your customer scans it and pays on their own phone — they don't need the app either. There is nothing to charge overnight, nothing to update, and nothing to replace when it goes missing.
No. PayLeaf is free to download and free to keep, there is no contract and no cancellation fee. You can stop using it, or delete your account entirely, at no cost and without notice.
Stripe does. Every payment is processed by Stripe and paid out by Stripe directly into the bank account you connect during onboarding. PayLeaf is a business payment tool — not a bank, wallet or money-transfer service — and never holds your funds.
More on payouts, refunds, GST and Interac in the full FAQ.
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